Loankatta is India’s trusted financial services platform that brings all your financial needs under one roof. Whether you’re looking to invest wisely, upgrade your lifestyle, or fulfill your dream of owning a home, Loankatta is your go-to destination for simplified, fast, and personalized financial solutions.
🌟 What We Do:
Loankatta connects you with the best financial institutions in the country. With strong partnerships across top PSU Banks, Private Sector Banks, and leading NBFCs, we provide a wide range of loan and investment products carefully designed to suit every customer’s unique requirement.
We offer services like:
✅ Home Loans – for buying your dream home
✅ Personal Loans – to meet personal or medical emergencies
✅ Car Loans – drive your dream car home
✅ Business Loans – empower your venture or start-up
✅ SME Loans – boost your small or medium enterprise
✅ Mortgage Loans / Loan Against Property– unlock the value of your property
Apply for a home loan easily through Loankatta – your one-stop solution with multiple bank tie-ups, fast processing, and expert guidance to turn your dream home into reality.
Unlock the power of your property! 💰✨ Get a Loan Against Property with low interest rates, high loan value, and flexible repayment—turn your dreams into reality!
At Loankatta, we do more than just connect you with lenders—we simplify, personalize, and accelerate your entire financial journey. While most loan platforms offer generic solutions, Loankatta stands out with its deep industry network, customer-first approach, and tech-enabled process, ensuring you get the best deal with the least effort.
🏆 What Makes Loankatta Different?
🌐 One Roof, Multiple Solutions
Whether you’re planning to buy a new home, a dream car, expand your business, or handle personal needs, Loankatta offers customized loan solutions through a wide network of partnered PSU banks, private banks, NBFCs, and housing finance companies like ICICI Bank, Piramal Finance, Adhar Housing Finance, and many more.
⚙️ Seamless Automation + Human Expertise
Our smart platform is built for speed and simplicity. Right from document collection to final disbursal tracking—the entire process is digital, secure, and transparent. But unlike many faceless apps, our experienced loan advisors are always a call away to guide you at every step.
🏡 Strong Real Estate & Builder Partnerships
Loankatta has exclusive tie-ups with leading builders, offering pre-approved housing projects and fast-track home loan approvals, reducing paperwork and processing time drastically.
💰 Best Rates, Better Chances
We don’t just send your application to any lender—we match your profile with the most suitable bank or NBFC to improve approval chances and secure the lowest interest rate possible.
🤝 Customer-Centric Approach
With Loankatta, there are no hidden charges, no unnecessary delays, and absolutely no false promises. We believe in delivering transparent, ethical, and efficient services tailored to your needs.
⭐ Loankatta – Key to Your Dream
Your financial goals are important. And at Loankatta, we help you unlock them with trust, speed, and excellence.
Trusted for Results
Your financial goals are important. And at Loankatta, we help you unlock them with trust, speed, and excellence.
Chosen for Quality
With Loankatta, there are no hidden charges, no unnecessary delays, and absolutely no false promises. We believe in delivering transparent, ethical, and efficient services tailored to your needs.
testimonials
what’s say clients
what our clients says about us
“One-Stop Financial Solution!”
I was looking for a home loan and had no idea where to begin. Loankatta made the entire process so simple! Their team guided me, compared interest rates from multiple banks, and got me the best deal with minimal documentation. Truly a one-roof solution for all financial needs!
Priya Deshmukh, Pune
customer
“Fast, Transparent, and Professional!”
I used Loankatta for my business loan and was amazed by their professionalism. They explained all the charges clearly and helped me with end-to-end support till disbursement. Highly recommended for anyone tired of delays and hidden terms!
Rajeev Sharma
customer
“Saved Me Time and Money!”
I approached Loankatta for a personal loan for my daughter’s wedding. They quickly assessed my profile and arranged a loan with a much better interest rate than I could find on my own. Super smooth service and trustworthy team. Thank you!
Kavita Nair, Nagpur
customer
“Excellent Support & Best Rates!”
Loankatta helped me secure a car loan without any hassle. Their tie-ups with top banks like ICICI and Piramal really helped in getting the best interest rate. The representative was very friendly and answered all my queries patiently. Great experience from start to finish!
Amit Jadhav, nagpur
customer
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EMI Calculator
FAQ’s
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Latest Interest Rates
Personal Loan Rates
Bank
Interest Rate (p.a.)
Processing Fee
SBI (Public)
10.30 – 15.30 %
Up to 1.5 % (₹1,000–15,000)
HDFC Bank (Private)
10.90 – 24.00 %
Up to ₹6,500 + GST
ICICI Bank (Private)
10.85 – 16.65 %
Up to 2 %
Axis Bank (Private)
~10.49 – 22.00 %
Up to 2 %
Kotak Mahindra
10.99 – 16.99 %
Up to 5 %
IDFC FIRST Bank
Starting 9.99 %
Up to 2 %
Federal Bank
12.00 – 22.50 %
1.5 – 2.5 %
Union Bank (PSU)
11.25 – 14.95 %
Up to 2 %
🚗 Car Loan Rates
Bank
Interest Rate (p.a.)
Remarks
IOB
From 8.15 %
EMI ~₹1,566/₹1L for 7 yrs
Canara Bank / Union Bank
From 8.20 %
EMI ~₹1,569/₹1L for 7 yrs
Bank of Maharashtra
7.25 – 8.45 %
EMI ₹1,522–1,581/₹1L for 7 yrs
Axis Bank
8.50 – 11.25 %
EMI ₹1,584–1,725/₹1L for 7 yrs
HDFC Bank
8.80 – 10.00 %
EMI ₹1,599–1,660/₹1L for 7 yrs
ICICI Bank
8.82 – 12.75 %
EMI ₹1,600–1,806/₹1L for 7 yrs
SBI (EV loans)
From 9.15 %
Slight concession for EVs
EV-specific loans
From 8.15 %
Lower for electric vehicles
🔍 Key Insights
Personal loans: PSUs like SBI offer rates from ~10.3%, while private banks start around 10.5–11%, and IDFC FIRST can be as low as 9.99%.
Car loans: PSU banks like IOB, Canara, and UBI start as low as ~8.15–8.20%, while private lenders range between 8.8%–11.3%.
EV Car Loans: Some lenders offer rates as low as 8.15% for electric vehicles, versus ~8.30% for non-EVs
✅ Tips before choosing
Credit score matters: Good score (≥750) can get offers at the lower end.
Check processing fees: They vary from 0.25% to up to ₹6,500.
Tenure matters: Longer tenure = lower EMI but more interest paid overall.
Floating vs fixed: For housing and car loans, floating can save if RBI cuts rates; fixed offers better predictability.
List of Documents Required For Personal Loan?
Here’s a concise list of documents required for a Personal Loan:
📄 KYC Documents:
PAN Card
Aadhaar Card / Voter ID / Passport / Driving License
💼 Income Proof:
For Salaried Individuals:
Last 3–6 months’ salary slips
Bank statements (last 6 months)
Form 16 or latest ITR (optional, but helpful)
For Self-Employed Individuals:
Income Tax Returns (last 2–3 years)
Profit & Loss Account and Balance Sheet (CA certified)
Business proof (Registration, GST, etc.)
Bank statements (last 6–12 months)
📝 Other Documents:
Loan application form (duly filled)
Passport-size photographs
Proof of employment or business continuity
List Of Documents Required for Car Loan ?
Here’s a list of commonly required documents for a Car Loan:
📄 KYC Documents:
PAN Card
Aadhaar Card / Voter ID / Passport / Driving License
💼 Income Proof:
For Salaried Individuals:
Last 3–6 months’ salary slips
Bank statements (last 6 months)
Form 16 or ITR (last 2 years)
For Self-Employed Individuals:
ITR with computation of income (last 2–3 years)
Balance Sheet & P&L Account (CA certified)
Business registration proof
Bank statements (last 6–12 months)
🚗 Vehicle-Related Documents:
Proforma invoice/quotation from car dealer
RC copy (if used car)
📝 Other Documents:
Loan application form (duly filled)
Passport-size photographs
Employment proof or business continuity proof
List Of Documents Required for Housing Loan
Here is a list of commonly required documents for a housing loan:
📄 KYC Documents:
PAN Card
Aadhaar Card / Passport / Voter ID / Driving License
💼 Income Proof:
For Salaried Individuals:
Last 3–6 months’ salary slips
Form 16 / Income Tax Returns (last 2 years)
Bank statements (last 6 months)
For Self-Employed Individuals:
Income Tax Returns (last 2–3 years)
Profit & Loss Account and Balance Sheet (CA certified)
Business license or registration proof
Bank statements (last 6–12 months)
📜 Property Documents:
Sale Agreement / Allotment Letter
Title Deed / Conveyance Deed
Approved Building Plan
Property Tax Receipts (if applicable)
NOC from Society / Builder (if required)
🧾 Other Documents:
Loan application form (duly filled)
Passport-size photographs
Employment certificate or business continuity proof (if applicable)
What makes your company different from others?
LoanKatta stands out from the crowd by offering a one-stop solution for all your financial needs—from personal loans to home, business, or vehicle finance. Unlike many others, we have direct tie-ups with top PSU banks, private banks, and NBFCs, ensuring better approval rates, faster processing, and competitive interest rates. Our tech-enabled platform with human support ensures a smooth, transparent, and hassle-free experience—making LoanKatta not just a service, but your trusted financial partner.
